๐Ÿ”’ Privacy-first bill tracker

Track your bills.
Own your data.

Paidly.to automatically detects recurring bills from your bank, tracks due dates and minimum payments, and sends reminders โ€” all stored privately on your iPhone.

App Store See how it works
Features

Everything you need.
Nothing you don't.

No accounts. No ads. No tracking. Just a clean, fast bill tracker that respects your privacy.

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Auto-detect Bills

Securely link your bank via Plaid and Paidly.to automatically finds recurring charges, credit card due dates, and loan payments.

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On-device Storage

All your bill data is encrypted and stored only on your iPhone. No cloud backup, no tracking โ€” ever.

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Smart Reminders

Get notified 7 days, 3 days, 1 day before, and on each due date so you never miss a payment or incur a late fee.

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Minimum Payments

See credit card minimum payments and statement balances side-by-side so you always know exactly what you owe.

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Multi-device Sync

Share your bill list across iPhones with end-to-end encryption โ€” no account needed, your bill data is never readable by us.

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One-tap Pay

Tap Pay on any bill to jump directly to your bank or biller's payment page โ€” no hunting for URLs.

How it works

Up and running in minutes.

Free 7-day trial, then $4.99/month. Cancel anytime through the App Store.

1

Add your bills

Add bills manually from the built-in biller library, or link your bank account to auto-detect recurring charges.

2

Track due dates

The dashboard shows everything at a glance โ€” overdue, due soon, upcoming, and paid โ€” with amounts and progress.

3

Never miss a payment

Paidly.to reminds you before each due date and links directly to your biller's payment page when it's time to pay. Included with your subscription.

Privacy

Your financial data
stays yours.

Paidly.to was built privacy-first from day one. Here's what that means in practice.

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On-device only โ€” bill data is encrypted and stored locally using SQLCipher. It never leaves your phone.

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No accounts โ€” there's no sign-up, no email, no password. Nothing to breach.

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Read-only bank access โ€” Plaid gives us read-only access. We can never initiate a transfer or move money.

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Zero data sales โ€” your data is never sold, rented, or shared with advertisers or third parties.

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Delete anytime โ€” disconnect your bank and delete all your data from inside the app at any time.

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Face ID lock โ€” optionally require Face ID or Touch ID every time you open Paidly.to.

Ready to take control of your bills?

Free 7-day trial ยท $4.99/month ยท Cancel anytime in the App Store

Download on the App Store